• Greyfriars Solicitors

Is comprehensive sickness insurance necessary for EU citizens applying for permanent residence?



How to qualify for permanent residence as an EEA national of family member:

  • Working

  • Self-employed

  • Studying

  • Self-sufficient

  • Looking for work


EU citizens and their family members automatically have a right to use the National Health Service (NHS) in the United Kingdom, but this does not mean they hold comprehensive sickness insurance to satisfy the home office requirement, and in particular the requirement of self-sufficiency.


The reason for this is that the government wants those who are not nationals of the United Kingdom to only use the NHS when need be, but they should have cover in place to fund personal medical needs and operations.


Following the Brexit vote, there are talks that the permanent residence route will no longer exist. It is advised that those who are eligible to apply now for permanent residence should do so, and as a protection mechanism, ensure they have comprehensive sickness insurance.


Of course, each case is dependent on one’s individual circumstances and we would advise you to seek legal advice on your immigration status in the UK and the steps you should take for settlement in the United Kingdom.


Contact us for more information, or for advice.


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